Real Experiences

“**30 Year Fixed** **Rate:** 6.000% **APR:** 6.334%”

“**7ARM** **Rate:** 5.5% **APR:** 5.944%”

“**15 Year Fixed** **Rate:** 6.25% **APR:** 6.287%”

“**30 Year Fixed** **Rate:** 6.125% **APR:** 6.159%”

“**20 Year Fixed** **Rate:** 5.875% **APR:** 5.920%”

“VA loan 4.625% on a new construction and only about 1900 to close”

“Nope, found out with pretty solid certainty we were being taken advantage of. Spoke with 3 loan officers since making this post, one told me their closing costs are $1900 cheaper AND the rate they can lock in is 5.49%.”

“I think you should definitely shop around to your local credit unions and see if they have more competitive rates. They are slower to raise and slower to drop (so I've been told) and we just locked in yesterday at 5.99% after earlier this week being quoted 6.5% due to the market.”

“What did you get? We locked in 5.25% two months ago.”

“**30 Year Fixed** **Rate:** 6.000% **APR:** 6.023%”

“**15 Year Fixed** **Rate:** 5.5% **APR:** 5.613%”

“Locked mine in at 5.625, no points a couple weeks ago in IA”

“Just refinanced yesterday at 5.25 no points/cost, locked from Monday.”

“**30 Year Fixed** **Rate:** 6.375% **APR:** 6.389%”

“**20 Fixed** **Rate:** 5.875% **APR:** 5.900%”

“Was quoted 5.625% today on a 30yr similar scenario.”

“My first year is 3% interest rate, 4% the second year, and 5% for my forever rate.”

“6.6”

“LA area as well, $750k loan, 20%+ equity, 750+ credit scores. Locked 5.625 today.”

“Rates went up today, we had a 5.69% quote yesterday and did not lock, went up to a 5.89% today.”

“We did too. $2k fees. Should be closing next week, rate originally was 6.875”

“Rates went up today, we had a 5.69% quote yesterday and did not lock, went up to a 5.89% today.”

“Locked in a 5.1% this past Friday, its crazy how rates can shift”

“Just curious is this a conventional loan. Cuz I just refi my va home loan was able to get 5.25 but my original home loan was set at 6.25”

“Holy 2 points for that rate? I'm closing this week and mine was 0.8 for 5.625%.”

“3.49% no points on $320,000, DFW!”

“refinanced FHA streamline locked yesterday at 5.125%”

“I just went from 7.75 to 5.375 this month with rate adjustment with my CU. No brainer.”

“**5ARM** **Rate:** 5.375%”

“**30 Year Fixed** **Rate:** 6.375%”

“**15 Year Fixed** **Rate:** 5.5%”

“**15 Year Fixed** **Rate:** 5.375%”

“5.59 no points here. locked in about a month ago”

“Damn yall are lucky. 5.99 first time homeowner on conventional loan, no points.”

“I just got locked in at 5.625 recently as well and was very pleased about it. We had got an offer accepted a few years ago (backed out due to foundation issues, right choice but was tough) and had a rate 7.0, so 5.625 was a nice surprise lol”

“**30 Year Fixed** **Rate:** 5.875%”

“**30 Year Fixed** **Rate:** 5.875%”

“**30 Year Fixed** **Rate:** 6.125%”

“**VA 30 Year Fixed** **Rate:** 5.125%”

“**20 Year Fixed** **Rate:** 5.375%”

“**15 Year Fixed** **Rate:** 5.125%”

“**30 Year Fixed** **Rate:** 5.875%”

“**30 Year Fixed** **Rate:** 6.000%”

“**30 Year Fixed (VA)** **Rate:** 5.25%”

“**30 Year Fixed** **Rate:** 6.125%”

“**7ARM** **Rate:** 5.5%”

“**30 Year Fixed** **Rate:** 6.000%”

“**Conv 30 Year Fixed** **Rate:** 6.000%”

“**FHA 30 Year Fixed** **Rate:** 5.625%”