30-Year Fixed

Today's Rate

6.32%

vs Yesterday

0.00%

vs Last Week

+0.03%

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Get a brief, timely note when mortgage rates shift, and the occasional deep-dive article.

The 30-year fixed mortgage rate held essentially steady at 6.32% amid very low day-to-day volatility, with only a slight dip in mortgage-backed securities (MBS) prices limiting any immediate rate impact and prompting only minor lender adjustments. The broader backdrop remains a cautious downtrend tied to bond/MBS market behavior and persistent inflation near ~3% (above the Fed’s 2% target), with no major new economic releases driving today’s move.

mortgagenewsdaily.com hsh.com freddiemac.com

2d ago

Real Rates from Real People

What homebuyers are actually getting

Purchase15-yr fixedAlliant Credit Union

“**15 Year Fixed** **Rate:**6.00%”

Apr 23, 2026Reddit

6.25%

Purchase30-yr fixedAlliant Credit Union

“**30 Year Fixed** **Rate:**6.25%”

Apr 22, 2026Reddit

5.75%

Purchase30-yr fixedNorthern VA

“I locked in 5.75% today on a 30 year conventional with no points (800+ credit) and I'm not a first time homebuyer. Locat…”

Apr 20, 2026Reddit

6.375%

Purchase30-yr fixedAlliant Credit Union

“**30 Year Fixed** **Rate:**6.375%”

Apr 20, 2026Reddit

6.75%

Purchase30-yr fixed

“PHY30 Year Fixed Rate: 6.75%”

Apr 17, 2026Reddit

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