30-Year Fixed

Today's Rate

7.27%

vs Yesterday

-0.02%

vs Last Week

-0.06%

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Get a brief, timely note when mortgage rates shift, and the occasional deep-dive article.

On Friday, Oct. 30, the top-tier 30-year fixed mortgage rate slipped to 7.27% (down 0.02 percentage points from the prior day). The dip was driven mainly by bond-market trading: Treasury yields and mortgage-backed bonds strengthened overnight, briefly pulling the 10-year Treasury yield below 4.90%, while the Fed announcement was reported to have had little direct impact on rates; broader investor reassessment of growth/inflation/Fed expectations also contributed to day-to-day volatility.

22h ago

Oct 31 '25 – Oct 30 '26