30-Year Fixed

Today's Rate

6.81%

vs Yesterday

-0.04%

vs Last Week

+0.18%

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Get a brief, timely note when mortgage rates shift, and the occasional deep-dive article.

Mortgage rates edged slightly lower today as the 10-year Treasury yield dipped and a risk-off move in stocks supported demand for bonds, easing yields that mortgages tend to track. However, the broader environment remains pressured by inflation concerns, elevated/volatile oil tied to geopolitical risk, and reduced expectations for near-term Fed rate cuts, which have limited overall rate relief.

Yesterday

Real Rates from Real People

What homebuyers are actually getting

Jul 28 '25 – Jul 24 '26