30-Year Fixed
Today's Rate
6.81%
vs Yesterday
-0.04%
vs Last Week
+0.18%
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Get a brief, timely note when mortgage rates shift, and the occasional deep-dive article.
Mortgage rates edged slightly lower today as the 10-year Treasury yield dipped and a risk-off move in stocks supported demand for bonds, easing yields that mortgages tend to track. However, the broader environment remains pressured by inflation concerns, elevated/volatile oil tied to geopolitical risk, and reduced expectations for near-term Fed rate cuts, which have limited overall rate relief.
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Real Rates from Real People
What homebuyers are actually getting
Jul 28 '25 – Jul 24 '26