6.375%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.375%”
Real Experiences
What rates are people actually getting? Unfiltered stories from April 2026.
Showing 92 results
6.125%
Purchase30-yr fixed
“**30 Year Fixed - $240k** **Rate:** 6.125%”
5.375%
PurchaseFHA
“I locked my mortgage rate on 04/03 at 5.375 and part of that was due to points I was buying.”
5.375%
Purchase30-yr fixed
“I locked my mortgage rate on 04/03 at 5.375 and part of that was due to points I was buying.”
6.25%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.25%”
6.375%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.375%”
5.75%
Purchase30-yr fixedNorthern VA
“I locked in 5.75% today on a 30 year conventional with no points (800+ credit) and I'm not a first time homebuyer. Location: Northern VA.”
5.25%
PurchaseARM 10/1
“My credit union is giving me 5.25% …. No points, 3-5% down.”
5.1%
PurchaseARM 7/1
“My option was 6.1% fixed or 5.1% for a 7 year arm.”
5.375%
Purchase15-yr fixed
“**15 Year Fixed** **Rate:** 5.375%”
5.875%
PurchaseARM 7/1Alliant Credit Union
“**PHY7ARM** **Rate:** 5.875%”
6.125%
PurchaseARM 10/1Alliant Credit Union
“**PHY10ARM** **Rate:** 6.125%”
5.75%
Refi20-yr fixedAlliant Credit Union
“**20 Year Fixed** **Rate:**6.75%”
6.25%
Purchase30-yr fixedAlliant Credit Union
“Based on your scenario: **30 Year Fixed** **Rate:** 6.25%”
6.125%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.125%”
5.875%
PurchaseARM 7/1Alliant Credit Union
“**PHY7ARM** **Rate:** 5.875%”
6.125%
PurchaseARM 10/1Alliant Credit Union
“**PHY10ARM** **Rate:** 6.125%”
6.75%
Purchase30-yr fixedAlliant Credit Union
“**PHY30 Year Fixed** **Rate:** 6.75%”
6%
Purchase30-yr fixedAlliant Credit Union
“Based on your scenario: **30 Year Fixed** **Rate:** 6.00%”
6.25%
Refi
“It was expected to increase to 7% so anything under 6.5% I was good with - locked at 6.25%.”
5.875%
PurchaseARM 7/1Alliant Credit Union
“**PHY7ARM** **Rate:** 5.875%”
6.75%
Purchase30-yr fixedAlliant Credit Union
“**PHY30 Year Fixed** **Rate:** 6.75%”
5.625%
Purchase15-yr fixed
“**15 Year Fixed** **Rate:** 5.625%”
6.375%
Purchase30-yr fixedFlorida
“Locked 6.375% yesterday, no points purchased, 30 year conventional loan, 20% down. Can float down for free if needed at close. We are in Florida.”
6.375%
Purchase30-yr fixedAlliant Credit Union
“**30 Year Fixed** **Rate:** 6.375%”
5.625%
PurchaseVA
“We locked in at 5.625 and close tomorrow. With 0% down but this was a VA 30 year loan, not shure how much that plays into it.”
5.125%
PurchaseWells FargoFlorida
“Where do yall live?? I was able to lock in 5.125% after dropping from 5.25 the day before.”
5.8%
PurchaseTN
“I got a 5.8% 800 credit score 400k in TN conventional first time home buyer”
4.625%
Purchase15-yr fixed
“I locked in 4.625% today for a fixed 15-year.”
6.25%
Purchase30-yr fixedAlliant Credit Union
“**30 Year Fixed** **Rate:**6.25%”
6.75%
Purchase30-yr fixed
“**PHY30 Year Fixed** **Rate:** 6.75%”
6.125%
Purchase30-yr fixed
“We locked at 6.125 to stop the bleeding.”
5.5%
Refi20-yr fixed
“I reached out to refinance my current mortgage from 6.75 over 30 to 5.50 over 20.”
6.1%
Purchase30-yr fixed
“I locked in my rate yesterday at 6.1, 30 year mortgage with 5% down.”
6.125%
Purchase
“We just locked in 3 days ago. $350k with 50% down, 805-820+ Credit Scores, enough money leftover that we could pay off the house in cash, only other debt is one car that will be paid off this year, and the company around us sold for more. 6.125%.”
6.25%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.25%”
6.375%
Purchase30-yr fixed
“With a score this high 719 is pretty good you should be a little closer to par imo 6.375%”
5.875%
Refi15-yr fixedAlliant Credit Union
“**15 Year Fixed** **Rate:** 5.875%”
6.25%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.25%”
6.375%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.375%”
6.875%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.875%”
7.25%
PurchaseARM 7/1Alliant Credit Union
“**FTBHB $0 Down 7ARM - No PMI** **Rate:** 7.25%”
5.875%
PurchaseARM 7/1Alliant Credit Union
“**PHY7ARM** **Rate:** 5.875%”
6.125%
PurchaseARM 10/1Alliant Credit Union
“**PHY10ARM** **Rate:** 6.125%”
6.75%
Purchase30-yr fixedAlliant Credit Union
“**PHY30 Year Fixed** **Rate:** 6.75%”
6%
PurchaseFHAAlliant Credit Union
“**FHA30 Year Fixed** **Rate:** 6.000%”
6.375%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.375%”
6.375%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.375%”
6%
Refi20-yr fixedAlliant Credit Union
“**20 Year Fixed** **Rate:** 6.00%”
6.375%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.375%”
6%
RefiVAAlliant Credit Union
“**VAIRRRL 30 Year Fixed** **Rate:** 6.00%”
6.375%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.375%”
6.5%
Purchase30-yr fixedAlliant Credit Union
“**30 Year Fixed** **Rate:** 6.5%”
6.5%
Refi30-yr fixedAlliant Credit Union
“**30 Year Fixed** **Rate:** 6.5%”
6.625%
Purchase30-yr fixedAlliant Credit Union
“**30 Year Fixed (779k loan amount, 5%)** **Rate:** 6.625%”
6.75%
Purchase30-yr fixed
“**30 Year Fixed (656k loan amount, 20% down)** **Rate:** 6.75%”
6.75%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.75%”
6.25%
Purchase30-yr fixedAlliant Credit Union
“**30 Year Fixed** **Rate:** 6.25%”
6.375%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.375%”
4.75%
PurchaseFlorida
“4.75% locked in last week. Outside of Tampa, FL”
6.875%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.875%”
6.125%
Purchase30-yr fixed
“**30 Year Fixed** **Rate:** 6.125%”
5.875%
PurchaseNew Mexico
“New Mexico. 5.875”
5.99%
PurchaseTexas
“Got very lucky a few weeks ago. Texas 800+ credit scores 20% down $335k price 5.99% Interest rate”
6.25%
Purchase30-yr fixedAlliant Credit Union
“Based on your scenario: **30 Year Fixed** **Rate:** 6.25%”
5.3%
PurchaseARM 5/1NC
“Building in NC. Was looking at 5 or 7yr ARM’s with a local credit union. No points and rates were 5.3-5.6 depending on 5 or 7yr ARM’s”
5.6%
PurchaseARM 7/1NC
“Building in NC. Was looking at 5 or 7yr ARM’s with a local credit union. No points and rates were 5.3-5.6 depending on 5 or 7yr ARM’s”
6.125%
PurchaseMissouri
“I was feeling bad the other day about my 6.125% I locked in a few years ago on a $250k house.”