Buying a Home

Home Affordability Calculator

Figure out how much house you can afford based on your income, debts, and down payment. See what price range works without stretching your budget too thin.

How Much Home Can You Afford?

Estimated Max Purchase Price
$275,339
based on conservative DTI limits
Max Loan Amount
$235,339
Est. Monthly Payment
$1,832
DTI Analysis
Front-end DTI (housing only)26%
Back-end DTI (all debts)32%
Gross Monthly Income$7,083

Related Articles

First-Time Home Buyer Mortgage Guide: Down Payments, Loans, and Steps

Everything first-time home buyers need to know about getting a mortgage in 2026, from down payment options and loan types to common mistakes and step-by-step guidance.

What Is Debt-to-Income Ratio (DTI)?

Learn how debt-to-income ratio is calculated, what lenders consider a good DTI, and how front-end vs. back-end DTI affect your mortgage approval.

Similar Tools

Mortgage Payment Calculator

Estimate your monthly P&I, taxes, and insurance

→

Pre-Approval Checklist

Track every step of the pre-approval process

→

Debt-to-Income (DTI) Calculator

Calculate your front-end and back-end DTI

→

Don't miss the next move

Get a brief, timely note when mortgage rates shift, and the occasional deep-dive article.